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	<title>iovation Device Reputation Blog - News about Device Identification, Fraud Prevention, and Risk Management &#187; Online Retail</title>
	<atom:link href="http://blog.iovation.com/category/retail/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.iovation.com</link>
	<description>protect online businesses from cyber criminals</description>
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			<item>
		<title>Upcoming Webinar:  Learn How to Detect High-Risk Transactions</title>
		<link>http://blog.iovation.com/2010/06/30/webinar-detect-high-risk-transactions/</link>
		<comments>http://blog.iovation.com/2010/06/30/webinar-detect-high-risk-transactions/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 16:12:50 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2343</guid>
		<description><![CDATA[With fraudsters better at hiding their true identities, it’s getting more and more difficult to know which online transactions to trust and which to reject. Would if you could confidently identify good transactions from the bad ones before they occurred? How valuable would this intelligence be in your ongoing efforts to reduce the risk of [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/06/30/webinar-detect-high-risk-transactions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>While Study Shows Friendly Fraud Still Persists, There Is Help</title>
		<link>http://blog.iovation.com/2010/06/24/friendly-fraud/</link>
		<comments>http://blog.iovation.com/2010/06/24/friendly-fraud/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 23:10:51 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[chargebacks]]></category>
		<category><![CDATA[Device Reputation Authority]]></category>
		<category><![CDATA[device reputations]]></category>
		<category><![CDATA[friendly fraud]]></category>
		<category><![CDATA[iovation]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2122</guid>
		<description><![CDATA[While friendly fraud is nothing new, according to an industry study it remains a prevalent problem throughout the online retail community. In the article, “Merchants’ Battle Against Friendly Fraud Will Be A Protracted One &#8212; Across Two Fronts,” LexisNexis found that friendly fraud accounted for more than one-third of the total fraud losses for online-only [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/06/24/friendly-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Partnership with Failsafe Payments provides Secure e-Payment Solutions for Online Merchants</title>
		<link>http://blog.iovation.com/2010/06/16/failsafe-payments-partnership/</link>
		<comments>http://blog.iovation.com/2010/06/16/failsafe-payments-partnership/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 00:59:47 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[e-payments]]></category>
		<category><![CDATA[Failsafe Payments]]></category>
		<category><![CDATA[iovation]]></category>
		<category><![CDATA[merchant service provider]]></category>
		<category><![CDATA[MSP]]></category>
		<category><![CDATA[online merchants]]></category>
		<category><![CDATA[online payments]]></category>
		<category><![CDATA[online retailers]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2274</guid>
		<description><![CDATA[iovation is announcing a new partnership with Failsafe Payments, a leading merchant service provider that connects online merchants with worldwide banks, payment processors, shopping carts, and e-commerce payment alternatives. 
I recently sat down with Failsafe’s chief operating officer, Patrick Sallnert, to discuss some of the top online payment challenges facing today’s merchants, its integrated e-commerce [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/06/16/failsafe-payments-partnership/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Major Fraud and Abuse Facing Mobile Phone Carriers</title>
		<link>http://blog.iovation.com/2010/06/06/fraud-facing-mobile-phone-carriers/</link>
		<comments>http://blog.iovation.com/2010/06/06/fraud-facing-mobile-phone-carriers/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 23:53:56 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[account takeover]]></category>
		<category><![CDATA[application fraud]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[identity fraud]]></category>
		<category><![CDATA[iovation]]></category>
		<category><![CDATA[mobile phone fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2103</guid>
		<description><![CDATA[Along with the enormous success of mobile phone sales, wireless carriers and resellers have to contend with a variety of issues around theft and fraud. Working closely with several carriers and resellers, we&#8217;ve seen four primary fraud threats that financially impact carrier business. They include:

Account creation / application fraud – In this case, a fraudster [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/06/06/fraud-facing-mobile-phone-carriers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Benefits of a Centralized Device Reputation Network to Combat Online Fraud</title>
		<link>http://blog.iovation.com/2010/06/06/benefits-of-a-centralized-device-reputation-network-to-combat-online-fraud/</link>
		<comments>http://blog.iovation.com/2010/06/06/benefits-of-a-centralized-device-reputation-network-to-combat-online-fraud/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 23:31:59 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber criminals]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[iovation]]></category>
		<category><![CDATA[ReputationManager]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2148</guid>
		<description><![CDATA[As we continue to learn more about how cyber criminals operate, online businesses continue to seek out effective countermeasures against organized fraudsters committing fraud and abuse. Trying to fight fraud alone can be a losing battle. No matter how much information your business has collected to stop criminals, there is a growing number of sophisticated [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/06/06/benefits-of-a-centralized-device-reputation-network-to-combat-online-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fraud Services: A Key Differentiator of Payment Processing</title>
		<link>http://blog.iovation.com/2010/05/19/fraud-services-a-payment-processing-differentiato/</link>
		<comments>http://blog.iovation.com/2010/05/19/fraud-services-a-payment-processing-differentiato/#comments</comments>
		<pubDate>Wed, 19 May 2010 20:53:15 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[card not present]]></category>
		<category><![CDATA[CNP]]></category>
		<category><![CDATA[cyber criminals]]></category>
		<category><![CDATA[device reputationfraud rings]]></category>
		<category><![CDATA[iovation]]></category>
		<category><![CDATA[Litle & Co.]]></category>
		<category><![CDATA[online payments]]></category>
		<category><![CDATA[payment processing]]></category>
		<category><![CDATA[payment providers]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2092</guid>
		<description><![CDATA[While online payments is the fastest growing segment of retail and payments, it also continues to be one of the riskiest. As cyber criminals step up their game and adapt new techniques to defraud online and card-not-present (CNP) merchants, payment providers and online retailers must take steps to protect their networks from organized fraud rings.
One [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/05/19/fraud-services-a-payment-processing-differentiato/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fraud Attempts Across Multiple Industries Not That Uncommon</title>
		<link>http://blog.iovation.com/2010/05/07/fraud-attempts-across-industries-not-uncommon/</link>
		<comments>http://blog.iovation.com/2010/05/07/fraud-attempts-across-industries-not-uncommon/#comments</comments>
		<pubDate>Fri, 07 May 2010 17:44:06 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[device reputations]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[global fraud intelligence]]></category>
		<category><![CDATA[social networking sites]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=2036</guid>
		<description><![CDATA[More evidence that cyber criminals are using personal information from social networking sites to create socially engineered attacks was recently disclosed when VeriSign iDefense reported a cyber crook was trying to sell 1.5 million Facebook accounts on an electric fraud Web forum. In the article, “1.5 Million Facebook Accounts for Sale in Web Forum, VeriSign [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/05/07/fraud-attempts-across-industries-not-uncommon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rapid Adoption of iPad Use for Online Transactions, including Fraudulent Ones</title>
		<link>http://blog.iovation.com/2010/04/16/rapid-adoption-of-ipad-use-for-online-transactions-including-fraudulent-ones/</link>
		<comments>http://blog.iovation.com/2010/04/16/rapid-adoption-of-ipad-use-for-online-transactions-including-fraudulent-ones/#comments</comments>
		<pubDate>Sat, 17 Apr 2010 00:42:30 +0000</pubDate>
		<dc:creator>Scott Waddell</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[chargebacks]]></category>
		<category><![CDATA[chat abuse]]></category>
		<category><![CDATA[device reputations]]></category>
		<category><![CDATA[fraud protection]]></category>
		<category><![CDATA[iovation]]></category>
		<category><![CDATA[iPad]]></category>
		<category><![CDATA[iPad fraud]]></category>
		<category><![CDATA[online transaction]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[social networking]]></category>
		<category><![CDATA[solicitations]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1870</guid>
		<description><![CDATA[While the hot new iPad provides an exciting platform to surf the web, exchange emails and read books, users are also using the computer tablet to access their existing accounts on social networking sites, play virtual games, and make online purchases much like they would on their home computer.
This past week, iovation has seen a [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/04/16/rapid-adoption-of-ipad-use-for-online-transactions-including-fraudulent-ones/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FBI Sting Operation Reveals How Highly-Organized Cyber Gangs Really Are</title>
		<link>http://blog.iovation.com/2010/03/26/fbi-sting-reveals-cyber-gangs-highly-organized/</link>
		<comments>http://blog.iovation.com/2010/03/26/fbi-sting-reveals-cyber-gangs-highly-organized/#comments</comments>
		<pubDate>Fri, 26 Mar 2010 18:29:12 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[cyber security]]></category>
		<category><![CDATA[device intelligence]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[malware]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1841</guid>
		<description><![CDATA[The FBI recently released some interesting findings about cyber crime that confirmed what we suspected all along &#8212; cyber criminals are very business-like, working together, and operate like most other businesses that are out to make a profit. In the article, “The rise of Mafia-like cyber crime syndicates,” Deputy Assistant FBI Director, Steven Chabinsky, said [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/03/26/fbi-sting-reveals-cyber-gangs-highly-organized/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Report Shows a 15% Decline in Card Payment Fraud, But How Long Will It Last?</title>
		<link>http://blog.iovation.com/2010/03/23/15-decline-in-card-payment-fraud-2009/</link>
		<comments>http://blog.iovation.com/2010/03/23/15-decline-in-card-payment-fraud-2009/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 00:12:50 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[card not present]]></category>
		<category><![CDATA[CNP]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[payment fraud]]></category>
		<category><![CDATA[Retail Decisions]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1816</guid>
		<description><![CDATA[While overall percentages of online fraud continue to climb, one of our partners in fighting cyber crime, Retail Decisions (ReD), reported that card payment fraud in the UK dropped an estimated 15% last year. According to the article, “ReD Estimates a 15% Drop in UK Card Payment Fraud in 2009,” the value of online, mail [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/03/23/15-decline-in-card-payment-fraud-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Survey Finds Companies That Use Multiple Fraud Screening Tools Have Lower Fraud Rates</title>
		<link>http://blog.iovation.com/2010/03/21/multiple-fraud-screening-tools-means-lower-fraud-rates/</link>
		<comments>http://blog.iovation.com/2010/03/21/multiple-fraud-screening-tools-means-lower-fraud-rates/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 05:12:31 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[anti-fraud tools]]></category>
		<category><![CDATA[merchant risk council]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[online merchants]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1796</guid>
		<description><![CDATA[Online retailers are losing on average 1.2% of their total revenue to online fraud. That’s according to a recent survey conducted by the Merchant Risk Council and reported in the article, “Fraud is costing online merchants 1.2% of revenue, survey finds.” Not surprising, the more automated fraud screening tools a company used, the lower their [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/03/21/multiple-fraud-screening-tools-means-lower-fraud-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>U.S. Online Fraud Losses Doubled in 2009</title>
		<link>http://blog.iovation.com/2010/03/15/u-s-fraud-loss-doubles/</link>
		<comments>http://blog.iovation.com/2010/03/15/u-s-fraud-loss-doubles/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 03:38:04 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[anti-virus software]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[fraud losses]]></category>
		<category><![CDATA[Internet Crime Compliant Center]]></category>
		<category><![CDATA[Internet fraud]]></category>
		<category><![CDATA[online criminals]]></category>
		<category><![CDATA[online payments]]></category>
		<category><![CDATA[online scams]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1778</guid>
		<description><![CDATA[Last week, the Internet Crime Complaint Center (IC3) released its 2009 Annual Report on Internet fraud activity, and the results were staggering. According to the report, in 2009 U.S. citizens lost nearly $560 million to online scams. That number more than doubled the $265M in online fraud losses reported in 2008. The IC3, which tracks [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/03/15/u-s-fraud-loss-doubles/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>General Meyerrose says Collaboration is Key to Protecting Cyberspace</title>
		<link>http://blog.iovation.com/2010/02/26/general-meverrose-protecting-cyberspace/</link>
		<comments>http://blog.iovation.com/2010/02/26/general-meverrose-protecting-cyberspace/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 05:04:21 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1654</guid>
		<description><![CDATA[For some time now I’ve been writing about the importance of businesses working together to combat cyber crime. Echoing this sentiment is retired Air Force General Dale Meyerrose, who sat down this week with The New New Internet to discuss the importance of building partnerships, the challenges of building those alliances, and the question of [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/26/general-meverrose-protecting-cyberspace/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Multi-Layered Device Recognition Solution Protects Against Weaknesses in Any One Strategy</title>
		<link>http://blog.iovation.com/2010/02/25/multi-layered-device-recognition-solution/</link>
		<comments>http://blog.iovation.com/2010/02/25/multi-layered-device-recognition-solution/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 22:10:39 +0000</pubDate>
		<dc:creator>Scott Franklin</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[defense in depth]]></category>
		<category><![CDATA[device recognition]]></category>
		<category><![CDATA[pattern matching]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1664</guid>
		<description><![CDATA[The security strategy of &#8220;defense-in-depth&#8221; allows a system or an organization to prevent an attack by coordinating complementary defense techniques, taking advantage of the strengths of each one while relying on the combination to shore up weaknesses in the others.  The end result is a more complex and nuanced system that is resilient to a [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/25/multi-layered-device-recognition-solution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MRC Takes Online Fraud-Fighting Experience Abroad</title>
		<link>http://blog.iovation.com/2010/02/25/mrc-europe/</link>
		<comments>http://blog.iovation.com/2010/02/25/mrc-europe/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 20:48:31 +0000</pubDate>
		<dc:creator>Jon Karl</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[merchant risk council]]></category>
		<category><![CDATA[MRC Europe]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[payment challenges]]></category>
		<category><![CDATA[Tom Donlea]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1670</guid>
		<description><![CDATA[
The Merchant Risk Council, which brings U.S. businesses together to help combat online fraud and abuse, is taking its experience abroad.  The Seattle-based association announced that in April it will launch MRC Europe to help European merchants improve their e-payments strategies and share best practices for managing online payment risk.  The inaugural event will [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/25/mrc-europe/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Javelin Survey Finds Victims of ID Fraud on the Rise</title>
		<link>http://blog.iovation.com/2010/02/20/id-fraud-victims-on-the-rise/</link>
		<comments>http://blog.iovation.com/2010/02/20/id-fraud-victims-on-the-rise/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 21:52:35 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1631</guid>
		<description><![CDATA[Identity fraud, and the number of its victims, continues to rise each year.
According to a recent article,  “Number of identity fraud victims jumps,” a Javelin Strategy &#38; Research survey found that the total number of ID fraud victims in the U.S. rose to last years to 11.1 million—a 12% increase over the year before. The [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/20/id-fraud-victims-on-the-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fraud Management Requires Defense in Depth, Much Like Enterprise Security</title>
		<link>http://blog.iovation.com/2010/02/19/fraud-management-requires-defense-in-depth/</link>
		<comments>http://blog.iovation.com/2010/02/19/fraud-management-requires-defense-in-depth/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 17:02:04 +0000</pubDate>
		<dc:creator>Scott Waddell</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[defense in depth]]></category>
		<category><![CDATA[device identification]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[enterprise security]]></category>
		<category><![CDATA[fraud management]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1580</guid>
		<description><![CDATA[It’s been said that the best offense is a good defense. But how do you defend against something that’s always changing? That’s an important question for IT security professionals who know that it’s only a matter of time before cyber criminals find ways to take advantage of the inherent weaknesses in even the best technologies.
The [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/19/fraud-management-requires-defense-in-depth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK Study Shows Online Fraud a Growing Concern for Both Merchants and Consumers</title>
		<link>http://blog.iovation.com/2010/02/19/online-fraud-a-growing-concern/</link>
		<comments>http://blog.iovation.com/2010/02/19/online-fraud-a-growing-concern/#comments</comments>
		<pubDate>Fri, 19 Feb 2010 16:59:50 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1599</guid>
		<description><![CDATA[A recent survey revealed that the overall perception of online fraud continues to be a growing concern for both online merchants and consumers. The result, not surprisingly, is a lack of consumer confidence and, therefore, the loss of profits for online businesses. An article, “Online retailers see fraud as a major threat,” summarizes the findings [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/19/online-fraud-a-growing-concern/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Study Shows Online Retailers Absorb Majority of Fraud Losses</title>
		<link>http://blog.iovation.com/2010/02/01/new-study-shows-online-retailers-absorb-majority-of-fraud-losses/</link>
		<comments>http://blog.iovation.com/2010/02/01/new-study-shows-online-retailers-absorb-majority-of-fraud-losses/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 17:27:58 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[retail fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1575</guid>
		<description><![CDATA[A recent fraud study conducted by Javelin Strategy &#38; Research and LexisNexis confirmed what we already knew: identity fraud is on the rise, and so are the losses that online merchants face. What we learned from the report, however, is that the impact on retailers is much worse than originally thought.
Based on the study results [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/02/01/new-study-shows-online-retailers-absorb-majority-of-fraud-losses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recent Bust Reveals the Anatomy of an Online Crime Site</title>
		<link>http://blog.iovation.com/2010/01/28/anatomy-of-online-crime-site/</link>
		<comments>http://blog.iovation.com/2010/01/28/anatomy-of-online-crime-site/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 16:35:48 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[credit card fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[scammer]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1565</guid>
		<description><![CDATA[
After a three-year investigation by the FBI and the UK’s Serious Organized Crime Agency (SOCA), British authorities announced they have arrested the sophisticated network of cyber criminals behind DarkMarket, one of the world’s top criminal websites. The site, which operated out of an unassuming London Internet café, was an international cyber supermarket for stolen credit [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/01/28/anatomy-of-online-crime-site/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK Launches NRFC Hotline for Reporting Internet Fraud and e-Crime</title>
		<link>http://blog.iovation.com/2010/01/19/uk-launches-nrfc-hotline/</link>
		<comments>http://blog.iovation.com/2010/01/19/uk-launches-nrfc-hotline/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 19:13:26 +0000</pubDate>
		<dc:creator>Jon Karl</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[fraud hotlines]]></category>
		<category><![CDATA[IC3]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Internet Crime Complaint Center]]></category>
		<category><![CDATA[National Fraud Reporting Centre]]></category>
		<category><![CDATA[NFRC]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[scammer]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1521</guid>
		<description><![CDATA[How much money has the world lost to e-crime so far? &#8230; A trillion dollars. That’s the estimated annual cost of e-crime worldwide, according to a recent article, “National online-fraud helpline to launch in April.” Despite the staggering losses attributed to online crime, victims of such crimes—both individuals and businesses—have not had a simple option [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/01/19/uk-launches-nrfc-hotline/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Combining Device ID with Velocity-based Rules Packs a Powerful Punch Against Online Fraud</title>
		<link>http://blog.iovation.com/2010/01/11/device-id-with-velocity-based-rules/</link>
		<comments>http://blog.iovation.com/2010/01/11/device-id-with-velocity-based-rules/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 17:38:16 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[device fingerprint]]></category>
		<category><![CDATA[device ID]]></category>
		<category><![CDATA[device identification]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[velocity checks]]></category>
		<category><![CDATA[velocity-based rules]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1508</guid>
		<description><![CDATA[Velocity-based rules have long been used by merchants to help identify potentially fraudulent online behavior. Typically, velocity-based rules function by looking at commonalities in personal information, across accounts and transactions. For example, a warning may be set off if multiple accounts, or multiple orders, all have different names but the same shipping address. Another example [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/01/11/device-id-with-velocity-based-rules/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>iovation Introduces its New VP of Technology, Scott Waddell</title>
		<link>http://blog.iovation.com/2010/01/05/new-vp-technology-scott-waddell/</link>
		<comments>http://blog.iovation.com/2010/01/05/new-vp-technology-scott-waddell/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 18:26:37 +0000</pubDate>
		<dc:creator>Greg Pierson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[Cisco]]></category>
		<category><![CDATA[iovation VP Technology]]></category>
		<category><![CDATA[Scott Waddell]]></category>
		<category><![CDATA[WheelGroup]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1462</guid>
		<description><![CDATA[




We’re going into 2010 with a lot to be excited about, including the announcement of our new VP of Technology, Scott Waddell.  Scott joined iovation in April 2008 as our Director of Research, a role to which he has brought amazing insight and innovation.  I love his ability to keep sight of a strategic vision [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2010/01/05/new-vp-technology-scott-waddell/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2009: A Year in Review- A Year&#8217;s Worth of Blogs</title>
		<link>http://blog.iovation.com/2009/12/31/2009-year-in-review/</link>
		<comments>http://blog.iovation.com/2009/12/31/2009-year-in-review/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 19:18:20 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[device fingerprint]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[iovation blog]]></category>
		<category><![CDATA[MMO]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[scammer]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1469</guid>
		<description><![CDATA[Well it’s been a good year for our blog. We’ve tried to address a number of topics all relevant to helping businesses fight online fraud. As the year wraps up, I thought it would be a good time to summarize some of the themes from the year and highlight some of our posts. While we [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/31/2009-year-in-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>U.S. Amplifies Fight Against Cyber Crime</title>
		<link>http://blog.iovation.com/2009/12/23/obama-appoints-howard-schmidt/</link>
		<comments>http://blog.iovation.com/2009/12/23/obama-appoints-howard-schmidt/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 00:01:34 +0000</pubDate>
		<dc:creator>Jon Karl</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[cybercrime]]></category>
		<category><![CDATA[Howard Schmidt]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[online security]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1434</guid>
		<description><![CDATA[Yesterday, President Obama took an important step toward putting cyber security front and center by appointing Howard Schmidt as cyber security coordinator. Not only will this significantly aide in advancing the current administration’s cyber security initiatives—it’s also a critical step forward in the private sector’s fight against cyber crime.
Given the impact that cyber crime has [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/23/obama-appoints-howard-schmidt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Spam: Don’t Pass It On</title>
		<link>http://blog.iovation.com/2009/12/18/holiday-spam/</link>
		<comments>http://blog.iovation.com/2009/12/18/holiday-spam/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 23:19:47 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[ecommerce spam]]></category>
		<category><![CDATA[holiday spam]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[retail spam]]></category>
		<category><![CDATA[Symantec spam report]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1410</guid>
		<description><![CDATA[There was a time when spam wasn’t considered dangerous; it was merely obnoxious. Unfortunately, it seems that time is quickly coming to an end. For example, take the recent article on CNN.com: “Cyber crime poses threat to e-commerce.” The article—about increasing trends in online spam and related fraud—cites a statistic from antivirus-software provider Symantec which [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/18/holiday-spam/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Video Game Consoles are Hot Commodity for Fraudsters</title>
		<link>http://blog.iovation.com/2009/12/17/video-game-consoles-holiday-fraud/</link>
		<comments>http://blog.iovation.com/2009/12/17/video-game-consoles-holiday-fraud/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 21:01:34 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[black friday]]></category>
		<category><![CDATA[Carl Clump]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[gaming fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[online theft]]></category>
		<category><![CDATA[Retail Decisions]]></category>
		<category><![CDATA[scammer]]></category>
		<category><![CDATA[video game consoles]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1333</guid>
		<description><![CDATA[If you’re curious to know what’s topping people’s wish lists this holiday season, just take a look at online sales. No big surprise, electronics are where it’s at. Based on information provided by fraud prevention experts (and iovation partner) Retail Decisions (ReD), the top-ten list of products sold online during Black Friday was dominated by [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/17/video-game-consoles-holiday-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Online Merchants Are the Real Victims of Credit Card Theft</title>
		<link>http://blog.iovation.com/2009/12/16/merchants-the-victims-of-credit-card-theft/</link>
		<comments>http://blog.iovation.com/2009/12/16/merchants-the-victims-of-credit-card-theft/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 23:44:28 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1339</guid>
		<description><![CDATA[According to ComScore, a Virginia-based firm that tracks online shopping, consumers have already purchased over $19 billion worth of products online this holiday season. That’s an increase of 3% over last year. While that’s good news for online merchants, Mike Cronin points out in his article, ’Tis the season to be wary of online scams, [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/16/merchants-the-victims-of-credit-card-theft/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding the Difference Between Identity Theft and Identity Fraud</title>
		<link>http://blog.iovation.com/2009/12/08/identity-theft-and-identity-fraud/</link>
		<comments>http://blog.iovation.com/2009/12/08/identity-theft-and-identity-fraud/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 01:07:32 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[identity fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1312</guid>
		<description><![CDATA[There was a blog post recently on Wallet Pop titled “Online theft not the main cause for identity fraud.” In it, author Josh Smith does a good job calling out the differences between identity theft and identity fraud. In short, identity theft is when someone’s personal identity information has been stolen; identity fraud is when [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/08/identity-theft-and-identity-fraud/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Online Fraud Fears Didn&#8217;t Deter Shoppers &#8211; WSJ Reports e-Commerce Climbed 11% on Black Friday</title>
		<link>http://blog.iovation.com/2009/12/01/ecommerce-up-on-black-friday/</link>
		<comments>http://blog.iovation.com/2009/12/01/ecommerce-up-on-black-friday/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 18:16:39 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[black friday]]></category>
		<category><![CDATA[device checks]]></category>
		<category><![CDATA[device history]]></category>
		<category><![CDATA[eCommerce Fraud]]></category>
		<category><![CDATA[ecommerce sales]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[retail fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1232</guid>
		<description><![CDATA[Good news for online retailers came this weekend as reports showed that this year’s online sales during Black Friday were up 11% from last year, with U.S. shoppers ringing up $595 million worth of orders throughout the day. The bulk of the increases, not surprisingly, went to the largest stores. As the blog on the [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/12/01/ecommerce-up-on-black-friday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Thanksgiving Day thanks to our customers, partners and employees &#8230; fighting fraud together</title>
		<link>http://blog.iovation.com/2009/11/25/thanks-for-fighting-fraud-together/</link>
		<comments>http://blog.iovation.com/2009/11/25/thanks-for-fighting-fraud-together/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 18:42:05 +0000</pubDate>
		<dc:creator>Greg Pierson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1205</guid>
		<description><![CDATA[I wanted to take a moment this Thanksgiving week to offer up my own personal thanks to everyone involved in making iovation a success and to all those who work with us to combat online fraud and abuse. Our customers, partners and employees have all played an important role helping us finish the year strong. [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/11/25/thanks-for-fighting-fraud-together/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The First Five Benefits You Will See From Device Reputation</title>
		<link>http://blog.iovation.com/2009/11/10/5-benefits-from-device-reputation/</link>
		<comments>http://blog.iovation.com/2009/11/10/5-benefits-from-device-reputation/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 22:37:50 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[device recognition]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[devide reputation]]></category>
		<category><![CDATA[fraud transactions]]></category>
		<category><![CDATA[online scammers]]></category>
		<category><![CDATA[risky computers]]></category>
		<category><![CDATA[velocity alerts]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1127</guid>
		<description><![CDATA[When I talk with fraud managers, they often express concern that the benefits of a reputation-based system won’t be instantly apparent. While a reputation service inherently becomes more valuable over time as companies log their fraud experiences into the system, it’s worth pointing out that device recognition and device reputation provide a number of benefits [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/11/10/5-benefits-from-device-reputation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8216;Tis the season &#8230; for fraud</title>
		<link>http://blog.iovation.com/2009/10/26/clickfraud-holidays/</link>
		<comments>http://blog.iovation.com/2009/10/26/clickfraud-holidays/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 15:25:31 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[botnet]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1054</guid>
		<description><![CDATA[On the heels of our previous post about increased shipping fraud during the holidays, eWeek has just reported that click fraud is also anticipated to increase dramatically in the coming months:
 “As we head into Q4 and the busiest season for online shopping and Internet use by those considered inexperienced users, click fraud will likely [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/26/clickfraud-holidays/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Season Means Increased Shipping Fraud for Retailers</title>
		<link>http://blog.iovation.com/2009/10/23/shipping-fraud/</link>
		<comments>http://blog.iovation.com/2009/10/23/shipping-fraud/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 17:09:12 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Holiday Fraud]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[eCommerce Fraud]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[retail fraud]]></category>
		<category><![CDATA[shipping fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1029</guid>
		<description><![CDATA[Holiday shopping season is upon us; combine that with the current unemployment rate, and online fraud is likely to reach an all-time high this year. This correlation may not immediately make sense, since many people think Internet crime is only perpetrated by organized fraud rings and overseas master criminals, using botnets and committing identity theft.
But [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/23/shipping-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama declares October National Cyber Security Awareness Month</title>
		<link>http://blog.iovation.com/2009/10/22/obama-declares-october-national-cyber-security-awareness-month/</link>
		<comments>http://blog.iovation.com/2009/10/22/obama-declares-october-national-cyber-security-awareness-month/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 18:16:22 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cyber thieves]]></category>
		<category><![CDATA[cybersecurity]]></category>
		<category><![CDATA[e-commerce fraud]]></category>
		<category><![CDATA[eCommerce Fraud]]></category>
		<category><![CDATA[fraud losses]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[national cyber security awareness month]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=1020</guid>
		<description><![CDATA[U.S. President Barak Obama has officially declared October as National Cyber Security Awareness Month and has addressed the Nation detailing the importance of our national infrastructure.

President Obama makes some important points indicating that our networks and IT infrastructure are important national assets and it is imperative to protect them. Acknowledging the growing strength of online [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/22/obama-declares-october-national-cyber-security-awareness-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UK Kicks Off National Identity Fraud Prevention Week</title>
		<link>http://blog.iovation.com/2009/10/14/uk-national-identity-fraud-prevention-week/</link>
		<comments>http://blog.iovation.com/2009/10/14/uk-national-identity-fraud-prevention-week/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 00:53:34 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[cybercrime]]></category>
		<category><![CDATA[e-commerce fraud]]></category>
		<category><![CDATA[ecommerce expo]]></category>
		<category><![CDATA[ID theft]]></category>
		<category><![CDATA[identity fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[National Identity Fraud Prevention Week]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[retail fraud]]></category>
		<category><![CDATA[stolen identities]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=862</guid>
		<description><![CDATA[In the UK, identity fraud has been identified as one of the fastest growing crimes in 2009. In response to this alarming news, the UK government is kicking off a National Identity Fraud Prevention Week to try to raise awareness about the issue and focus on what individuals and businesses can do to protect themselves.
With [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/14/uk-national-identity-fraud-prevention-week/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Merchant Risk Council interview with Executive Director, Tom Donlea</title>
		<link>http://blog.iovation.com/2009/10/14/merchant-risk-council-tom-donlea/</link>
		<comments>http://blog.iovation.com/2009/10/14/merchant-risk-council-tom-donlea/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 23:31:50 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[chargebacks]]></category>
		<category><![CDATA[device fingerprinting]]></category>
		<category><![CDATA[device identification]]></category>
		<category><![CDATA[eCommerce Fraud]]></category>
		<category><![CDATA[fraud protection]]></category>
		<category><![CDATA[fraud tools]]></category>
		<category><![CDATA[merchant risk council]]></category>
		<category><![CDATA[MRC]]></category>
		<category><![CDATA[payments fraud]]></category>
		<category><![CDATA[retail fraud]]></category>
		<category><![CDATA[shipping fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=929</guid>
		<description><![CDATA[
The Merchant Risk Council (MRC) represents the largest and most influential constituency focused exclusively on making eCommerce more safe and secure. iovation is a proud sponsor of the Merchant Risk Council and brings you this interview and podcast with Executive Director, Tom Donlea.
Listen to the Podcast >
iovation: This is Scott Olson on behalf of iovation. [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/14/merchant-risk-council-tom-donlea/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Domain Name Abuse—An important component of fraud as a service</title>
		<link>http://blog.iovation.com/2009/10/05/domain-name-abuse/</link>
		<comments>http://blog.iovation.com/2009/10/05/domain-name-abuse/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 20:23:32 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[botnet]]></category>
		<category><![CDATA[fraud as a service]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[Phishing]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=754</guid>
		<description><![CDATA[While not often talked about, the malicious use of domain names is becoming a serious problem. Domain names provide a means to an end for criminals attempting all kinds of scams and online fraud. In phishing attacks, for example, a hacker-controlled domain name serves as the redirection point for a fake or infected site. In [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/05/domain-name-abuse/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Australia an example of the consequences of inadequate investment in fraud prevention? Maybe not.</title>
		<link>http://blog.iovation.com/2009/10/05/inadequate-investment-fraud-prevention/</link>
		<comments>http://blog.iovation.com/2009/10/05/inadequate-investment-fraud-prevention/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 19:52:12 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=769</guid>
		<description><![CDATA[“More than one in five people (in Australia) have fallen victim to credit card fraudsters or computer hackers.” This statistic comes from an article on Australian news site AdelaideNow, which details the findings of a recent report on credit and identity theft in the country. Apparently credit card fraud is up 23 percent from last [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/10/05/inadequate-investment-fraud-prevention/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Card Not Present (CNP) Fraud Rising as a Result of More Sophisticated Anti-Fraud Technology?</title>
		<link>http://blog.iovation.com/2009/09/19/card-not-present-cnp-fraud/</link>
		<comments>http://blog.iovation.com/2009/09/19/card-not-present-cnp-fraud/#comments</comments>
		<pubDate>Sun, 20 Sep 2009 05:23:26 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[CNP Fraud]]></category>
		<category><![CDATA[fraud prevention]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=661</guid>
		<description><![CDATA[A recent report seemed to imply that recent rises in Card Not Present (CNP) fraud in the UK was correlated with their efforts to mandate CHIP and PIN technology to fight face to face fraud.
Despite widespread adoption of the new technology and expected decreases in credit card fraud, there was instead a dramatic increase in [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/09/19/card-not-present-cnp-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Theft of Personal Data Extends to One-Time Passwords</title>
		<link>http://blog.iovation.com/2009/09/03/theft-of-personal-data-extends-to-one-time-passwords/</link>
		<comments>http://blog.iovation.com/2009/09/03/theft-of-personal-data-extends-to-one-time-passwords/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 16:32:54 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Clampi Trojan]]></category>
		<category><![CDATA[hackers]]></category>
		<category><![CDATA[infected computer]]></category>
		<category><![CDATA[multi-factor authentication]]></category>
		<category><![CDATA[online security]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=642</guid>
		<description><![CDATA[ When it comes to protecting online accounts, multi-factor authentication—especially the use of tokens—has been considered the strongest protection against password theft and account takeover. A recent article from the NY Times, How Hackers Snatch Real-Time Security ID Numbers, explains the lengths that online criminals will go to in order to steal personal information and [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/09/03/theft-of-personal-data-extends-to-one-time-passwords/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Largest Credit Card Theft Ever &#8211; Over 130 Million Credit Card Numbers Stolen</title>
		<link>http://blog.iovation.com/2009/08/21/largest-credit-card-theft-ever-over-130-million-credit-card-number-stolen/</link>
		<comments>http://blog.iovation.com/2009/08/21/largest-credit-card-theft-ever-over-130-million-credit-card-number-stolen/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 21:05:23 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[device fingerprint]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=528</guid>
		<description><![CDATA[This week the Associated Press reported that a Miami man and two Russian co-conspirators stole over 130 million credit card numbers in the largest theft of credit information ever.
Anyone who doesn’t think that online crime has transitioned into big time business should take note.  Online criminals are coordinated and remarkably well organized. They are becoming [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/08/21/largest-credit-card-theft-ever-over-130-million-credit-card-number-stolen/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fighting Friendly Fraud With Shared Device Reputation</title>
		<link>http://blog.iovation.com/2009/08/21/fighting-friendly-fraud-with-shared-device-reputation/</link>
		<comments>http://blog.iovation.com/2009/08/21/fighting-friendly-fraud-with-shared-device-reputation/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 20:53:02 +0000</pubDate>
		<dc:creator>Max Anhoury</dc:creator>
				<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[eCommerce Fraud]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=490</guid>
		<description><![CDATA[
There are many types of security threats out there that get significant press.  Whether it is identity theft, credit card theft, account takeover, romance scams  or money laundering, online crime is a very prevalent and understood component  of the Internet.
But one  type of fraud that isn’t often talked about—despite being a [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/08/21/fighting-friendly-fraud-with-shared-device-reputation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Over Two Billion Device Reputation Checks</title>
		<link>http://blog.iovation.com/2009/07/23/over-two-billion-fraud-checks/</link>
		<comments>http://blog.iovation.com/2009/07/23/over-two-billion-fraud-checks/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 23:45:20 +0000</pubDate>
		<dc:creator>Greg Pierson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=453</guid>
		<description><![CDATA[We recently announced an amazing achievement and this is a proud moment for everyone at iovation. Since our inception, we have processed over 2.0 billion real-time device reputation inquiries for our subscribers.
Over two billion times, our subscribers have used one of our device printing technologies while interacting with end-users and then reached out to our [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/07/23/over-two-billion-fraud-checks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fear of Online Fraud Drives Shift in Consumer Behavior &#8211; Fraud Prevention Tools Need to Adapt</title>
		<link>http://blog.iovation.com/2009/07/07/fear-of-online-fraud-drives-shift-in-consumer-behavior/</link>
		<comments>http://blog.iovation.com/2009/07/07/fear-of-online-fraud-drives-shift-in-consumer-behavior/#comments</comments>
		<pubDate>Tue, 07 Jul 2009 17:38:47 +0000</pubDate>
		<dc:creator>Greg Pierson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Retail]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=298</guid>
		<description><![CDATA[There is a good article on the Internet Retailer site today titled &#8220;Fear of debt and fraud change the way online shoppers pay.&#8220; Essentially, online shoppers are looking for the sites they trust the most and are moving to alternative payment vehicles that do not require them to enter their credit card information. According to [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/07/07/fear-of-online-fraud-drives-shift-in-consumer-behavior/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Device Fingerprinting Techniques &#8211; Several Choices</title>
		<link>http://blog.iovation.com/2009/06/04/device-fingerprinting-techniques-several-choices/</link>
		<comments>http://blog.iovation.com/2009/06/04/device-fingerprinting-techniques-several-choices/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 20:05:44 +0000</pubDate>
		<dc:creator>Scott Olson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[device fingerprint]]></category>
		<category><![CDATA[Online Fraud]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=247</guid>
		<description><![CDATA[Device fingerprinting is a technology that has been growing in importance over the past few years. Online businesses are dealing with the problem of increased identity theft and manufactured identities being used to create new accounts, purchase goods, and in general transact with the online business in some way. Device fingerprinting complements existing identity based [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/06/04/device-fingerprinting-techniques-several-choices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Vishing Attacks For Identity Theft? How to Protect Yourself.</title>
		<link>http://blog.iovation.com/2009/06/01/vishing-attacks-for-identity-theft-how-to-protect-yourself/</link>
		<comments>http://blog.iovation.com/2009/06/01/vishing-attacks-for-identity-theft-how-to-protect-yourself/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 15:55:10 +0000</pubDate>
		<dc:creator>Scott Olson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[Phishing]]></category>
		<category><![CDATA[scammer]]></category>
		<category><![CDATA[vishing]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=243</guid>
		<description><![CDATA[In a recent post I spoke about the recent phishing attack spoofing the social security administration. Today I would like to discuss a variation of this identity theft scam, vishing. Where phishing uses social engineering through e-mail to trick people into visiting fake websites, vishing uses social engineering through the phone system to get you [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/06/01/vishing-attacks-for-identity-theft-how-to-protect-yourself/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Visa Card Combats Online CNP Fraud</title>
		<link>http://blog.iovation.com/2009/05/14/new-visa-card-combats-online-cnp-fraud/</link>
		<comments>http://blog.iovation.com/2009/05/14/new-visa-card-combats-online-cnp-fraud/#comments</comments>
		<pubDate>Thu, 14 May 2009 18:48:07 +0000</pubDate>
		<dc:creator>Scott Olson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[authentication]]></category>
		<category><![CDATA[CNP Fraud]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[scammer]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=238</guid>
		<description><![CDATA[Visa is launching a new card aimed at combating card not present (CNP) fraud in the UK. The card essentially adds a two factor authentication token to the back of the card that can be used to validate possession of the card online.
This is an interesting concept, but the execution of this with online businesses [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/05/14/new-visa-card-combats-online-cnp-fraud/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Fighting Online Fraud Not All Device Reputation is Equal</title>
		<link>http://blog.iovation.com/2009/05/14/when-fighting-online-fraud-not-all-device-reputation-is-equal/</link>
		<comments>http://blog.iovation.com/2009/05/14/when-fighting-online-fraud-not-all-device-reputation-is-equal/#comments</comments>
		<pubDate>Thu, 14 May 2009 15:29:45 +0000</pubDate>
		<dc:creator>Scott Olson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[botnet]]></category>
		<category><![CDATA[device fingerprint]]></category>
		<category><![CDATA[device reputation]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[Phishing]]></category>
		<category><![CDATA[spam]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=232</guid>
		<description><![CDATA[I have recently answered several questions from individuals asking about device reputation. They have asked about the value of reputation data built by identifying infected PCs, i.e. botnets, as opposed to identifying PCs that have been used to commit actual online fraud or abuse. iovation pioneered the use of device fingerprinting in a shared database [...]]]></description>
		<wfw:commentRss>http://blog.iovation.com/2009/05/14/when-fighting-online-fraud-not-all-device-reputation-is-equal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Networks and Malware a Potent Combination</title>
		<link>http://blog.iovation.com/2009/05/13/social-networks-and-malware-a-potent-combination/</link>
		<comments>http://blog.iovation.com/2009/05/13/social-networks-and-malware-a-potent-combination/#comments</comments>
		<pubDate>Wed, 13 May 2009 15:53:53 +0000</pubDate>
		<dc:creator>Scott Olson</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Online Communities]]></category>
		<category><![CDATA[Online Gambling]]></category>
		<category><![CDATA[Online Gaming]]></category>
		<category><![CDATA[Online Retail]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Online Fraud]]></category>
		<category><![CDATA[Phishing]]></category>
		<category><![CDATA[scammer]]></category>

		<guid isPermaLink="false">http://blog.iovation.com/?p=223</guid>
		<description><![CDATA[Yesterday, SC Magazine reported that malware distributed on social networks was 10 times more effective than the same malware distributed through e-mail. They report that it is a big threat to the future of social networks and hypothesize that its effectiveness is due to the trust relationships that exist on these sites.
While the trust between [...]]]></description>
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